Starts 10/1/23 thru 1/31/24

Click a carrier below for company details:

Health Plan Summary:
Platinum 90 - $0 Deductible

$15 Dr. Visit Copay / $30 Specialist

$15 Urgent Care $150 ER Visit

$15 Lab / $30 X-ray
Rx: $5 Generic / $15 Tier 2 / $25 Tier 3

10% Outpatient Hospitalization
10% Outpatient Surgery

10% Inpatient Hospitalization

$4,500 Out of pocket maximum (2 max)

Gold 80 - $0 Deductible
$35 Dr. Visit Copay / $65 Specialist
$35 Urgent Care $350 ER Visit
$40 Lab / $75 X-ray
Rx: $15 Generic / $55 Tier 2 / $80 Tier 3
20% Hospitalization
20% Outpatient Surgery
10% Inpatient Surgery
$8,200 Out of pocket maximum (2 max)

Silver 70- $3,700 Deductible / $10 Rx
$35 Dr. Visit Copay / $70 Specialist
$35 Urgent Care $400 ER Visit
$40 Lab / $85 X-ray
Rx: $15 Generic / $55 Tier 2 / $85 Tier 3 (After Ded.)
20% Outpatient Hospitalization
20% Outpatient Surgery
20% Inpatient Hospitalization (After Ded.)
$8,200 Out of pocket maximum (2 max)

Bronze 60 - $6,300 Deductible
$65 Dr. Visit Copay (3) visits / $95 Specialist (3) visits
$65 Urgent Care (3) visits
$40 Lab / X-ray not covered until meet deductible
Rx: $15 Generic / 40% Tier 2 / 40% Tier 3 (After Ded.)
40% Hospitalization (After Deductible)
40% Outpatient Surgery (After Deductible)

40% Inpatient Hospitalization (After Deductible)
$8,200 Out of pocket maximum (2 max)

Meet Marc Harris
Your Local Certified Insurance Agent

I have been helping clients since 1998 and was
one of the first agents to get certified with
Covered California and the CoveredCA.com
Exchange. After reviewing Health Net's options for this years open enrollment, I have concluded that it is an over priced plan for the size of their network, and some of our clients have seen upwards of a 40% rate increase. What a "bait and switch" in my opinion. Ready to renew your policy? We can help you today! Complete our short Covered CA RENEWAL FORM and someone will contact you.

HEALTH NET Info / Facts:
Founded in 1979 (Recently bought out by Centene)

Valued at $725 Million(buyout in July 2015 was $6.8 Billion)
# of Employees: 9,300
NYSE: CNC (Publicly Traded Co. under Centene)
BBB Rated: A- (Click Here) - Started 6/23/1977
Wiki Link: Health Net TelaDoc Flyer TelaDoc FAQ
website:HealthNet.com
Customer Service Phone: (888) 926-4988
Payment Phone: (800) 539-4193
In-Network:Find a HOSPITAL / DOCTOR Search

Notes (Advantages & Disadvantages):
- PROS: BBB A- Rated

- CONS: MANY (See below)
- Over 40% rate increases don't work with our analysis.
- Decent HMO, but a VERY SMALL network for the price.
- PPO is tremendously overpriced for what you get.

- "Bait & Switch" type of company.

- All of the above is just our honest opinion.

Ready To Start Your
Covered CA Application

Apply Today!
(Click Here)

- Get the BEST VALUE

- Licensed CERTIFIED Agent

- 19 Years of Experience

2018 Strategy: If your Silver plan from last year is going up over 20%, then you might want to consider downgrading to a Bronze 60 plan with a much higher deductible and much lower premium per month. We will help you compare all of your options.

Marc's analysis of health net!

Silver 94, 87 & 73 Enhanced CSR
Must have low-income to qualify:
Silver 94 - $75 Deductible
$5 Dr. Visit Copay / $8 Specialist

$5 Urgent Care $50 ER Visit

$8 Lab / $8 X-ray
Rx: $3 Generic / $10 Tier 2 / $15 Tier 3
10% Hospitalization
10% Outpatient Surgery

10% Inpatient Surgery (After Deductible)

$1,000 Out of pocket maximum (2 max)

Silver 87- $800 Deductible / $0 Rx
$15 Dr. Visit Copay / $25 Specialist
$15 Urgent Care $150 ER Visit
$20 Lab / $40 X-ray
Rx: $5 Generic / $25 T2 / $45 T3 (After Ded.)
20% Hospitalization
20% Outpatient Surgery
20% Inpatient Surgery (After Deductible)
$2,850 Out of pocket maximum (2 max)

Silver 73- $3,700 Deductible / $10 Rx
$35 Dr. Visit Copay / $75 Specialist
$35 Urgent Care $400 ER Visit
$40 Lab / $85 X-ray
Rx: $15 Generic / $55 T2 / $85 T3 (After Ded.)
20% Hospitalization
20% Outpatient Surgery
20% Inpatient Surgery (After Deductible)
$6,300 Out of pocket maximum (2 max)