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    Serving ALL of California   Since 1998
                                
949-486-6018

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Open Enrollment 2019 is Here!

Open Enrollment 2018

Click a carrier below for company details:

Health Plan Summary:
Platinum 90 -
$0 Deductible

$15 Dr. Visit Copay / $30 Specialist

$15 Urgent Care

$15 Lab / $30 X-ray
Rx: $5 Generic / $15 Tier 2 / $25 Tier 3

10% Outpatient Hospitalization
10% Outpatient Surgery

10% Inpatient Hospitalization

$3,350 Out of pocket maximum (2 max)

Gold 80 - $0 Deductible
$30 Dr. Visit Copay / $55 Specialist
$30 Urgent Care
$35 Lab / $55 X-ray
Rx: $15 Generic / $55 Tier 2 / $75 Tier 3
20% Hospitalization
20% Outpatient Surgery
10% Inpatient Surgery
$7,200 Out of pocket maximum (2 max)

Silver 70- $2,500 Deductible / $200 Rx
$40 Dr. Visit Copay / $80 Specialist
$40 Urgent Care
$35 Lab / $75 X-ray
Rx:
$15 Generic / $55 Tier 2 / $80 Tier 3 (After Ded.)
20% Outpatient Hospitalization
20% Outpatient Surgery
20% Inpatient Hospitalization (After Ded.)
$7,550 Out of pocket maximum (2 max)

Bronze 60 - $6,300 Deductible
$75 Dr. Visit Copay (3) visits / $105 Specialist (3) visits
$75 Urgent Care (3) visits
$40 Lab / X-ray not covered until meet deductible
Rx:
$15 Generic / $50 Tier 2 / $70 Tier 3 (After Ded.)
100% Hospitalization (
After Deductible)
100% Outpatient Surgery (
After Deductible)

100% Inpatient Hospitalization (After Deductible)
$7,550 Out of pocket maximum (2 max)




  Which health plan is best for you?

Marc's analysis of SHARP!

Silver 94, 87 & 73 Enhanced CSR
Must have low-income to qualify:


Silver 94
-
$75 Deductible
$5 Dr. Visit Copay / $8 Specialist

$5 Urgent Care

$8 Lab / $8 X-ray
Rx: $3 Generic / $10 Tier 2 / $15 Tier 3
10% Hospitalization
10% Outpatient Surgery

10% Inpatient Surgery (After Deductible)

$1,000 Out of pocket maximum (2 max)


Silver 87- $650 Deductible / $50 Rx
$15 Dr. Visit Copay / $25 Specialist
$10 Urgent Care
$15 Lab / $25 X-ray
Rx: $5 Generic / $
20 T2 / $35 T3 (After Ded.)
15% Hospitalization
15% Outpatient Surgery
15% Inpatient Surgery (After Deductible)
$2,600 Out of pocket maximum (2 max)


Silver 73- $2,200 Deductible / $175 Rx
$35 Dr. Visit Copay / $75 Specialist
$35 Urgent Care
$35 Lab / $75 X-ray
Rx:
$15 Generic / $50 T2 / $75 T3 (After Ded.)
15% Hospitalization
15% Outpatient Surgery
15% Inpatient Surgery (After Deductible)
$6,300 Out of pocket maximum (2 max)

- Get the BEST VALUE

- Licensed CERTIFIED Agent

- 19 Years of Experience

2018 Strategy:  If your Silver plan from last year is going up over 20%, then you might want to consider downgrading to a Bronze 60 plan with a much higher deductible and much lower premium per month.  We will help you compare all of your options.

We have done all of
the analysis for you!


  - Carrier Details & Phone #s

  - Information / Co. Facts

  - Pros & Cons of the Carrier

  - Hospital & Doctor Network

  - BBB Rating / Review Links

  - Wiki Links and more!




(Click Logo to Apply Online)

SHARP HEALTH PLAN

Meet Marc Harris
Your Local Certified Insurance Agent

I have been helping clients since 1998 and was
one of the first agents to get certified with
Covered California and the CoveredCA.com
Exchange.  After reviewing the Oscar Health options for this years open enrollment, I have concluded that the Anthem Blue Cross clients being cancelled will be flocking to Oscar.  I would recommend giving it a shot for a year, and then re-evaluating for next year. The price is very competitive and premiums are on the low side.  Ready to renew your policy? We can help you today!  Complete our short Covered CA
RENEWAL FORM and someone will contact you.

SHARP HEALTH PLAN Info / Facts:
Founded in 1955 (Over 60+ Years!)

Valued at $2.7 Billion (in 2012)
# of Employees: 18,000 
Based in San Diego, CA:
Privately Held Non-Profit
BBB Rated: A+ (Click Here) - Started 7/1/1994
Wiki Link: Sharp Health Plan       
website:SharpHealthPlan.com    
Customer Service Phone: (800) 359-2002
Payment Phone: (800) 359-2002

In-Network:
  List of HOSPITALS  /  DOCTOR Search


Notes:
(Advantages & Disadvantages):
- PROS:  Tripled enrollments in 2014: 17K to 40,000

- In 2016 it had well over 145,000 members for a start-up

- Over $200 Million+ in annual premiums!

- Rapidly growing EPO network
- Very
user friendly online system (built for millennials)

- Concierge team assigned to every member
- Doctor On Call App Always FREE, Available 24/7

- CONS: (Not too many disadvantages at all)
- Start up with huge potential, but has
growing pains

- Rated F with the BBB (not accredited) / 16 complaints

- Network is small to mid-sized, but growing quickly

- All of the above is just my honest opinion.