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Open Enrollment 2024

Open Enrollment 2022

Meet Marc Harris
Your Local Certified Insurance Agent

I have been helping clients since 1998 and was
one of the first agents to get certified with
Covered California and the CoveredCA.com
Exchange.  After reviewing the LA Care Covered options for this years open enrollment, I have concluded that the Anthem Blue Cross clients being cancelled will be flocking to Oscar.  I would recommend giving it a shot for a year, and then re-evaluating for next year. The price is very competitive and premiums are on the low side.  Ready to renew your policy? We can help you today!  Complete our short Covered CA RENEWAL FORM and someone will contact you.

LA CARE COVERED Info / Facts:
LA Care Covered was Founded in 1997
LA Care Health Plan formed on 4/1/97 (20 + Years ago)

Revenue of $6.3 Billion (Year end 2015)
# of Employees: 1000+ 
Based in Los Angeles, CA: 3K+ Physicians, 57 Hospitals
BBB Rated:A (Click Here) - Started 3/20/2015
Wiki Link: La Care Health Plan
website:  LACovered.org
Customer Service Phone: (855) 270-2327   8am - 7pm
Payment Phone: (855) 270-2327
In-Network:  List of HOSPITALS  /  DOCTOR Search

Notes: (Advantages & Disadvantages):
- PROS:  LA Care membership = 2 million+ members

- Best priced Silver and Gold plans in Los Angeles (article)

- 57 Hospitals and over 3,000 physicians in the LA area!
- Very user friendly online system (built for millennials
- LA Care Covered will replace Anthem's clients
- Huge Established Network in Los Angeles

- CONS: (Not too many disadvantages at all)
- 2 custom complaints through BBB

- Limited Primary Care Physicians on outskirts of LA

- All of the above is just my honest opinion.

$5 Urgent Care

$8 Lab / $8 X-ray
Rx: $3 Generic / $10 Tier 2 / $15 Tier 3
10% Hospitalization
10% Outpatient Surgery

10% Inpatient Surgery (After Deductible)

$1,000 Out of pocket maximum (2 max)

Silver 87- $650 Deductible / $50 Rx
$15 Dr. Visit Copay / $25 Specialist
$10 Urgent Care
$15 Lab / $25 X-ray
Rx: $5 Generic / $20 T2 / $35 T3 (After Ded.)
15% Hospitalization
15% Outpatient Surgery
15% Inpatient Surgery (After Deductible)
$2,600 Out of pocket maximum (2 max)

Silver 73- $2,200 Deductible / $175 Rx
$35 Dr. Visit Copay / $75 Specialist
$35 Urgent Care
$35 Lab / $75 X-ray
Rx: $15 Generic / $50 T2 / $75 T3 (After Ded.)
15% Hospitalization
15% Outpatient Surgery
15% Inpatient Surgery (After Deductible)
$6,300 Out of pocket maximum (2 max)

2018 Strategy:  If your Silver plan from last year is going up over 20%, then you might want to consider downgrading to a Bronze 60 plan with a much higher deductible and much lower premium per month.  We will help you compare all of your options.

Marc's analysis of LA CARE!

We have done all of
the analysis for you!

  - Carrier Details & Phone #s

  - Information / Co. Facts

  - Pros & Cons of the Carrier

  - Hospital & Doctor Network

  - BBB Rating / Review Links

  - Wiki Links and more!

(Click Logo to Apply Online)

- Get the BEST VALUE

- Licensed CERTIFIED Agent

- 19 Years of Experience

Click a carrier below for company details:

• ANTHEM BLUE CROSS
  
• BLUE SHIELD OF CA - PPO
  
• BLUE SHIELD OF CA - TRIO ACO HMO
  
• HEALTH NET
  
• KAISER
  
• LA CARE COVERED
  
• MOLINA HEALTHCARE
  
• OSCAR
  
• SHARP
  

Health Plan Summary:
Platinum 90 - $0 Deductible

$15 Dr. Visit Copay / $30 Specialist

$15 Urgent Care

$15 Lab / $30 X-ray
Rx: $5 Generic / $15 Tier 2 / $25 Tier 3

10% Outpatient Hospitalization
10% Outpatient Surgery

10% Inpatient Hospitalization

$3,350 Out of pocket maximum (2 max)

Gold 80 - $0 Deductible
$30 Dr. Visit Copay / $55 Specialist
$30 Urgent Care
$35 Lab / $55 X-ray
Rx: $15 Generic / $55 Tier 2 / $75 Tier 3
20% Hospitalization
20% Outpatient Surgery
10% Inpatient Surgery
$7,200 Out of pocket maximum (2 max)

Silver 70- $2,500 Deductible / $200 Rx
$40 Dr. Visit Copay / $80 Specialist
$40 Urgent Care
$35 Lab / $75 X-ray
Rx: $15 Generic / $55 Tier 2 / $80 Tier 3 (After Ded.)
20% Outpatient Hospitalization
20% Outpatient Surgery
20% Inpatient Hospitalization (After Ded.)
$7,550 Out of pocket maximum (2 max)

Bronze 60 - $6,300 Deductible
$75 Dr. Visit Copay (3) visits / $105 Specialist (3) visits
$75 Urgent Care (3) visits
$40 Lab / X-ray not covered until meet deductible
Rx: $15 Generic / $50 Tier 2 / $70 Tier 3 (After Ded.)
100% Hospitalization (After Deductible)
100% Outpatient Surgery (After Deductible)

100% Inpatient Hospitalization (After Deductible)
$7,550 Out of pocket maximum (2 max)

LA CARE COVERED